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How it works

Three steps to placed.

No runaround. A consultative process built to get a real answer on your risk.

01

Tell us about your risk

Share your operation, history and what's been declined. The messier the story, the more we want to hear it.

02

We shop specialty markets

We take your submission directly to the E&S and specialty carriers who write your class — and negotiate terms.

03

You get placed

We present real options in plain language, bind the right coverage, and stay on as your broker.

The GrayStone difference

Built for the risks others decline.

Most agencies place the easy accounts and pass on the rest. We specialize in the rest — the high-revenue hospitality groups, the loss-heavy contractors, the brand-new ventures with no track record.

Specialty-market access

Direct relationships with E&S and specialty carriers that don't show up on a standard agency's appetite list — so we can place what others can't quote.

Hard-to-place specialists

Prior claims, non-renewals, lapses, assault & battery, liquor or fleet exposure — we underwrite the story standard markets won't read.

Straight answers, fast

You'll talk to a licensed broker, not a call center. Tell us about your risk and get a real read on whether — and how — it can be placed.

Where we write

Licensed & writing coverage across states.

As accounts come in, we license fast. If you don't see your state highlighted yet, reach out — we add new states regularly to place the right risk.

Licensed & actively writing

Contact us to confirm

Hover a state for license details. California Agency License #6003439.

Licensing & credentials

Licensed where it counts.

GrayStone is licensed and actively writing in a growing list of states. As accounts come in, we license fast.

CA

California Agency License #6003439

TX

Texas — licensed & headquartered in Austin

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Additional state licenses available on request and added regularly