About GrayStone Insurance Group

Kitchen fire, equipment and spoilage

Why it’s hard to place

Relationships first. Markets that say yes.

We built GrayStone around a simple idea: every business deserves a broker who will actually fight to place its risk — not pass it along the moment it gets complicated.

Our roots are in hospitality and construction — two of the hardest classes to insure. That's where we earned our specialty-market relationships, and it's why loss-heavy, high-revenue and brand-new operations come to us when everyone else says no. We treat each submission as a story to underwrite, not a box to check.

Group of young modern people in smart casual, GrayStone Insurance Group About

The GrayStone difference

Built for the risks others decline.

Most agencies place the easy accounts and pass on the rest. We specialize in the rest — the high-revenue hospitality groups, the loss-heavy contractors, the brand-new ventures with no track record.

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Specialty-market access

Direct relationships with E&S and specialty carriers that don't show up on a standard agency's appetite list — so we can place what others can't quote.

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Hard-to-place specialists

Prior claims, non-renewals, lapses, assault & battery, liquor or fleet exposure — we underwrite the story standard markets won't read.

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Straight answers, fast

You'll talk to a licensed broker, not a call center. Tell us about your risk and get a real read on whether — and how — it can be placed.

The GrayStone producers

The specialists in your corner

Hard-to-place risks demand people who know how to place them. Our producers bring decades of combined experience across the industries standard carriers shy away from — and they treat every business they take on like their own.

Chad Kramer

Founder

Jake Watkins

Commercial Producer

Lisa Stephens

Commercial Producer

Kaleigh Palmer

Commercial Producer

Where we write

Licensed & writing coverage across states.

As accounts come in, we license fast. If you don't see your state highlighted yet, reach out — we add new states regularly to place the right risk.

Licensed & actively writing

Contact us to confirm

Hover a state for license details. California Agency License #6003439.

Licensing & credentials

Licensed where it counts.

GrayStone is licensed and actively writing in a growing list of states. As accounts come in, we license fast.

CA

California Agency License #6003439

TX

Texas — licensed & headquartered in Austin

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Additional state licenses available on request and added regularly

Get started

Let's place the risk others won't.