About GrayStone Insurance Group

Kitchen fire, equipment and spoilage

Why it’s hard to place

Relationships first. Markets that say yes.

We built GrayStone around a simple idea: every business deserves a broker who will actually fight to place its risk — not pass it along the moment it gets complicated.

Our roots are in hospitality and construction — two of the hardest classes to insure. That's where we earned our specialty-market relationships, and it's why loss-heavy, high-revenue and brand-new operations come to us when everyone else says no. We treat each submission as a story to underwrite, not a box to check.

The GrayStone difference

Built for the risks others decline.

Most agencies place the easy accounts and pass on the rest. We specialize in the rest — the high-revenue hospitality groups, the loss-heavy contractors, the brand-new ventures with no track record.

Specialty-market access

Direct relationships with E&S and specialty carriers that don't show up on a standard agency's appetite list — so we can place what others can't quote.

Hard-to-place specialists

Prior claims, non-renewals, lapses, assault & battery, liquor or fleet exposure — we underwrite the story standard markets won't read.

Straight answers, fast

You'll talk to a licensed broker, not a call center. Tell us about your risk and get a real read on whether — and how — it can be placed.

The GrayStone producers

The specialists in your corner

Hard-to-place risks demand people who know how to place them. Our producers bring decades of combined experience across the industries standard carriers shy away from — and they treat every business they take on like their own.

Chad Kramer

Founder

Jake Watkins

Commercial Producer

Lisa Stephens

Commercial Producer

Kaleigh Palmer

Commercial Producer

Where we write

Licensed & writing coverage across states.

As accounts come in, we license fast. If you don't see your state highlighted yet, reach out — we add new states regularly to place the right risk.

Licensed & actively writing

Contact us to confirm

Hover a state for license details. California Agency License #6003439.

Licensing & credentials

Licensed where it counts.

GrayStone is licensed and actively writing in a growing list of states. As accounts come in, we license fast.

CA

California Agency License #6003439

TX

Texas — licensed & headquartered in Austin

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Additional state licenses available on request and added regularly

Get started

Let's place the risk others won't.