Irrespective of how well-prepared your restaurant is, unfortunate events can still happen. However, our extensive commercial restaurant insurance will cover you against any unforeseen liability.
We provide the following policies under our commercial restaurant insurance:
It protects your restaurants against claims of:
Restaurants that sell, make, serve, or distribute alcohol may be held legally liable for:
However, with our customized liquor liability insurance, we can protect your restaurants against such liabilities while paying for:
It protects your restaurant from liability claims resulting from your:
Your restaurant may be a hotspot for confrontations, mugging, or arguments that can quickly escalate into possible injuries to those involved and others in the general vicinity. As a restaurant owner, you may be held liable for such incidents. However, our assault and battery insurance will cover such damages and the resulting financial losses.
Our personalized workers' compensation insurance will protect your restaurant against losses and lawsuits emanating from workplace injuries (falls, slips, overexertion, cuts, and scrapes). It covers:
Covers your restaurant against employee claims and lawsuits such as:
It covers your restaurant against claims (physical injury, property damage, and lawsuits) exceeding the coverage limits of your standard insurance policy.
It protects your rented vehicles or your employees' vehicles (used to pick up supplies or deliver food) against at-fault accidents. It pays for:
This policy includes several coverage options to protect your restaurant-owned vehicles in the event of accidents. These include:
Whether your restaurant is temporarily closed or has incurred devastating financial losses due to malicious tampering or accidental food contamination, we will cover you! Our restaurant recovery insurance covers:
At GrayStone Insurance Group, we focus on writing all-inclusive policies for high-risk and hard-to-place businesses, with restaurants being our specialty. With our knowledgeable insurance professionals and expertise in the insurance business, we offer unmatched protection to your restaurants against several potential mishaps. We always prioritize commitment and honesty in our services, advising clients on the coverage they need.