Types of Contractors We Insure
Cover Industry-Specific Risks and Accidents Involving Your Business with Customized Insurance Plans
If you are a contractor, you have had some experience with the construction industry, including workers’ compensation, bonding, or general liability. Comprehensive coverage helps your business operate seamlessly by financially covering unwelcome risks and protecting your project, employees, and business. Contractors’ insurance is a powerful shield to your business designed to keep your business secure and safe and protect the financial damages.
Choose the right plan to get the perfect insurance for your business coverage. A single insurance plan isn’t adequate for all businesses. Your company is unique and therefore needs customized coverage tailored to suit its unique risks. At GrayStone Insurance, we offer you personalized insurance plans suited to your requirements and budget.
Who We Insure
We can protect your contracting business from accidents, lawsuits, and damages occurring due to several named perils. Our experts will cover 360-degree coverage for your requirements. We help you stay resilient against work-related incidents. At GrayStone Insurance, our policies are designed to keep the following business:
GET A QUOTEElectricians
Electrical contacts are an essential part of our modern infrastructure. Failing to have proper insurance coverage can lead to many hazardous events such as injury to electricians, damage to property, road issues, etc. The insurance policy protects your business by mitigating liabilities and risks.
General Contractors
Accidents can happen at any time, and an accident at a construction site is highly risky. It could entirely spoil your business. General contractor insurance for contractors helps cover expenses related to worksite injuries, property damage, stolen equipment or material, and other daily risks.
Painters
Painters juggle many risks every day, including climbing and potential slips or falling object hazards. Having adequate insurance coverage can financially protect against damage. Our painters insurance package covers general liability, pollution liability, tools and equipment, etc.
Concrete Finisher
Concrete jobs can be dangerous as you deal with several different materials. If the customer’s property is damaged, it can take your business into debt. Concrete contract insurance can help you cover damage, legal fees, and medical payments, and also offers inland marine coverage, property insurance coverage, premises liability coverage, etc.
Carpenters
Carpentry is a skill-based trade specializing in cutting, shaping, and installing different wood materials. Any injury to an individual or property can cause expensive damage, and recovering from it might not be easy without the necessary coverage. A carpenter contract insurance covers against bodily injury, property damage, data loss, etc.
Plumbing
The plumbing business involves many risks, including installing, fixing, and repairing pipes that can lead to major residential or commercial property damage. Adequate insurance can help you cover various risks routinely faced by plumbers, including completed operation coverage, workers compensation, general liability insurance, etc.
Roofers
The roofing business involves many daily perils for individuals, such as working at great heights, lifting heavy materials, and potential faulty work that can cause severe damage. Roofers Contract insurance can cover the worst financial damages you might face.
Landscapers
Landscaping involves many activities where there are chances of an employee getting hurt, equipment being damaged during work, or a commercial vehicle being wrecked. The right insurance coverage to fit your needs makes it easier to cover the damage and loss.
Developers
Developers face unique risks, from project delays to unexpected property damage. Insurance helps protect against financial losses, legal fees, and worksite accidents that can derail development projects.
Debris Removal
Removing debris involves heavy machinery and hazardous environments. Insurance protects from accidents, equipment damage, and legal liabilities due to property damage or injury.
Excavation Contractors
Excavation work is risky, with potential for cave-ins, site accidents, and property damage. Comprehensive insurance covers legal fees, medical expenses, and equipment damage.
Scaffolding Contractors
Scaffolding work involves significant height risks, including falls and equipment failure. Insurance helps mitigate financial losses related to accidents, injuries, and third-party claims.
Restoration Contractors
Restoration projects involve structural work, water, and fire damage, posing risks to employees and property. Insurance covers legal liabilities, material damage, and worksite accidents.
Paving and Asphalt Contractors
Asphalt and paving contractors face heavy equipment risks, road accidents, and material theft. Insurance protects your business from financial liabilities related to job site incidents.
Concrete Contractors
Large-scale concrete projects involve machinery risks, structural hazards, and material damage. Insurance covers legal liabilities, material theft, property damage, and accidents.
Insulation Contractors
Insulating buildings carries risks of worker injury and installation faults. Insurance provides protection against bodily harm, property damage, and material defects.
Tree Trimming
Tree trimming is a high-risk job with the potential for worker injury, property damage, and equipment failure. Insurance covers medical expenses, legal liabilities, and equipment repairs.
Pool Building Contractors
Building pools involves excavation, heavy machinery, and water-related risks. Insurance covers your business from potential property damage, worksite accidents, and liability claims.
Fence Contractors
Installing fences involves equipment and structural risks, which can lead to accidents or property damage. Insurance helps cover legal fees, injury claims, and equipment losses.
Deck Builders
Deck building presents risks of structural accidents, tool mishaps, and property damage. Insurance ensures financial protection for injuries, liability, and material damage.
Our Top Contractors Insurance Solutions
Contract insurance can protect you from lawsuits, damage, and everyday accidents. Our experts will advise you on the best solution considering your business and the risk involved. Check out the top solutions we offer.
- General Liability Insurance For Contractors:
It helps general contractors pay for various expenses associated with third-party property damages and injuries. - Business Owners’ Policy (BOP):
This policy combines general liability, commercial property, and business interruption insurance into a single plan. - Professional Liability Insurance:
This plan is specifically for contractors with design-build or construction management projects and covers both contractors and third-party hires, like architects, engineers, and designers - Commercial Property Insurance:
These insurance plans protect commercial properties from damages incurred during incidents like fire, theft, earthquake, volcano, etc. - Workers’ Compensation Insurance:
Workers’ compensation coverage financially covers your employees when they face a work-related illness or injury. - Builders Risk Insurance:
Builders Risk Insurance provides comprehensive protection for construction projects, covering against risks like theft, weather damage, and accidents during the building process. - Business Auto:
Protect your business vehicles from accidents, damage, and liabilities. - Umbrella / Excess Liability:
Extended coverage to protect your business from larger claims exceeding your base policy. -
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