Hotel, Motel, and Resort Insurance

Get All-Inclusive Insurance Coverage for Your Hospitality Business

Whether you own a high-end vacation resort, single-location hotel, or other hospitality property, we can help you protect it with our customized coverage. At GrayStone Insurance Group, our hotel and motel insurance in Texas & New York is designed to protect your building and its contents and will cover liability risks involving your guests, employees, and other third parties.

Connect with us today to get the right coverage and see your hospitality business thrive!

Protect Your Hotels and Resorts with Our Custom-Tailored Coverage

Owners of hotels, resorts, and motels are highly susceptible to several risks, including:

Employee mistakes
Unruly guest behavior
Food poisoning
Injury or property damage
Equipment breakdown
Damage from natural disasters

All these could result in moderate to severe financial damage to your business, interrupting its operation and impacting your income.

However, our comprehensive hotel and motel insurance will protect your business from such unfortunate incidences, so you can continue serving your guests in the best possible manner.

What We Have to Offer

Keeping in mind the high-risk exposure of hotels, motels, and resorts, we offer the following types of insurance for hospitality businesses:

General Liability
Protects your business against third-party bodily injury or property damage caused on your premises or by your product, work, or employees' activities
Workers' Compensation
Protects you by covering your legal expenses while providing for your employees, through medical care, ongoing care, lost wages, etc. after a work-related illness or injury
Liquor Liability
If you serve alcohol or operate a bar inside your hotel premises, this coverage is required to protect your business from alcohol-related incidents, including bodily injury, non-physical violence, and property damage
Business Interruption
Covers your lost income, employees' wages, and other monthly expenses if your hotel or resort is temporarily closed after a covered peril
Cyber Liability
Covers data breaches and claims arising from the loss of guests' personal information, like credit card details, contact information, and email id
Employment Practices Liability
Protects your hotels against lawsuits and claims arising from employment infractions, including failure to promote, retaliation, discrimination, harassment, and wrongful termination

Hired and Non-Owned Auto (Delivery)
Protects your rented vehicle against at-fault accidents by covering property damage, medical expenses, and lawsuits (in case you are sued)
Umbrella/Excess Liability
Provides extended coverage for claims exceeding the liability limits of your standard policies
Products-Completed Operations Liability
Covers illnesses and injuries caused to a third party by your product (food/service) or completed operation (even after they have left your hotel)
Property
Covers damage to your property (furniture, appliances, and electronics) against perils such as weather, fire, theft, vandalism, and falling objects
Utility Interruption
Covers loss resulting from utility outage caused by a covered peril
Equipment Breakdown
Covers repair or replacement costs and loss of income resulting from equipment breakdown

Attend to Your Guests with Peace of Mind

GrayStone Insurance Group proudly serves hotels and resorts throughout Austin, Dallas, Houston, and San Antonio with customized hotel and motel insurance. As a client-focused insurance agency, we aim to provide our clients with the best product knowledge and resources, empowering them to make informed decisions.

Our hotel and motel insurance comes with several value-added coverage options that will help you manage your risks, run your business efficiently, and grow your business.

No matter the unforeseen disasters or risks, you can count on us to cover your operations.