Cover Your Bars and Pubs with Our Customized Coverage
Like restaurants, bars and pubs are also exposed to various risks that demand unique coverage. That is why we offer comprehensive bar liability insurance that can be customized with multiple coverage options depending on the needs and exposures of your business.
Here’s what we have to offer for your bars, pubs, and nightclubs.
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General Liability Insurance
It protects your bars and pubs against claims related to
- Customer Injuries – Covers customers’ medical expenses, funeral expenses (in fatal incidents), and legal costs if your business is sued
- Customer Property Damage – Pays for the damage you cause to customers’ property
- Advertising Injuries – Covers charges related to defamation, copyright infringement, slander, and libel
Liquor Liability Insurance
It protects your bar against the following liabilities caused by an intoxicated or over-served patron:
- Physical injuries
- Non-physical violence
- Assault
- Property damage
Assault and Battery Liability Insurance
It covers your bar against the claims of:
- Bar fight injuries
- Mugging
- Sexual harassment and assault
- Troubles caused by unwanted guests
- Physical conflicts
Workers’ Compensation Insurance
While protecting your business from employee-related claims and lawsuits, this policy pays for the following expenses incurred by your employees (bartenders, servers, and caterers) if they are injured at work:
- Medical expenses
- Ongoing care costs
- Disability expenses
- Lost wages
- Death benefits (in fatal accidents)
Business Owners Policy (BOP)
Bars with expensive personal property and higher exposure to liability claims can benefit from our BOP policy. A standard BOP combines property coverage, general liability coverage, and business income coverage in one package.
- Damage to business property (inventory, kitchen equipment, and buildings you own)
- Customer injuries and property damage
- Advertising injuries (libel and slander)
We Are Your Hospitality Partner for Life!
We specialize in writing best-in-class policies for high-risk businesses like bars, pubs, and nightclubs. With us by your side, you can grow your business without worrying about unexpected incidents. As your trusted insurance partner, we aim to provide fully-scalable insurance solutions that ensure unmatched protection for your bars, pubs, and nightclubs.