Like restaurants, bars and pubs are also exposed to various risks that demand unique coverage. That is why we offer comprehensive bar liability insurance that can be customized with multiple coverage options depending on the needs and exposures of your business.
Here’s what we have to offer for your bars, pubs, and nightclubs.
It protects your bars and pubs against claims related to
It protects your bar against the following liabilities caused by an intoxicated or over-served patron:
It covers your bar against the claims of:
If your customer gets sick because of the drinks you served, you may be held responsible for the resulting illnesses and will have to pay for their medical expenses and related lawsuits. However, with our product liability insurance in place, you can cover yourself against such unfortunate financial mishaps.
This policy is essential if you provide valet service to your customers. It covers loss or damage to your patrons’ cars while they are on your premises.
It protects your business-owned vehicles in the event of at-fault accidents by covering:
While protecting your business from employee-related claims and lawsuits, this policy pays for the following expenses incurred by your employees (bartenders, servers, and caterers) if they are injured at work:
Bars with expensive personal property and higher exposure to liability claims can benefit from our BOP policy. A standard BOP combines property coverage, general liability coverage, and business income coverage in one package.
We specialize in writing best-in-class policies for high-risk businesses like bars, pubs, and nightclubs. With us by your side, you can grow your business without worrying about unexpected incidents. As your trusted insurance partner, we aim to provide fully-scalable insurance solutions that ensure unmatched protection for your bars, pubs, and nightclubs.