Liquor liability insurance protects businesses that sell, serve, or distribute alcohol from claims related to intoxicated customers causing injury or property damage.
This insurance covers legal costs, settlements, property damage repairs, and medical bills resulting from incidents involving intoxicated customers, such as assaults or drunk driving accidents.
The cost of liquor liability insurance depends on factors like industry, location, liquor sales, and coverage limits. Bars often pay more than restaurants due to higher alcohol sales.
Businesses can save by bundling liquor liability insurance with other policies, paying premiums upfront, and managing risks with employee alcohol training.
If your business serves or sells alcohol, especially in states with dram shop laws, liquor liability insurance is essential to protect against potential claims and liabilities.
Protect your business from alcohol-related risks with Liquor Liability Insurance. Cover legal costs, property damage, and medical expenses. Get a quote today and ensure your business stays protected!