Franchise Food

Franchise Food is the fastest growing segment of the restaurant industry. GrayStone is poised to assist you in expanding your footprint in this space, excelling in delivering competitive and comprehensive insurance programs to the four primary categories of franchise food sector through our Franchise Select programs: Family Style and Casual Dining, Fast Food, Quick Service Restaurants, and Restaurants with Liquor.

Select Program Appetite:

  • Franchise Family Style & Casual Dining

    • Establishments with or without waitress service

    • (Examples: Denny’s, IHOP, Golden Corral, Chipotle)

  • Franchise Fast Food

    • Fast food restaurants

    • (Examples: Burger King, Wendy’s, Taco Bell, KFC)

  • Franchise Quick Service Restaurants (QSR)

    • Counter service, quick serve, limited or no seating, limited cooking

    • (Examples: Quiznos, Subway, Panera Bread, Jimmy Johns)

  • Franchise Restaurants less than 50% liquor

    • Full service restaurants with less than 50% liquor, waitress service

    • (Examples: TGI Friday’s, Applebee’s, Chili’s, On the Border)

Our Products include:

  • General Liability

  • Liquor Liability

  • Products and Completed Ops

  • Property

  • Assault and Battery

  • Workers Compensation

  • EPLI (Employment Practices Liability Insurance)

  • Umbrella / Excess Liability

  • Hired and Non Owned Auto (Delivery)

  • Commercial Auto (Owned Auto)

  • Restaurant Recovery